Financial planning technology continues to shape how RIAs scale advice, deepen client engagement, and deliver comprehensive wealth management. eMoney is widely adopted across the RIA ecosystem for financial planning, client portals, cash flow modeling, and holistic wealth visualization.

Below we rank the top RIAs by AUM that use eMoney. All key insights are based on the latest available data as of February 16th 2026. 

As advisor technology adoption continues to influence recruiting and platform strategy, these firms also reflect broader themes outlined in the US Wealth Advisor Movement Report and recent Advisor Moves January 2026 analysis.

Cetera Investment Advisers LLC

Headquartered in El Segundo California, Cetera Investment Advisers LLC operates within the broader Cetera Financial Group and supports a large network of hybrid and independent advisors nationwide. The firm provides access to real estate strategies and diversified investment platforms, serving both individual and high net worth clients.

Key insights

• AUM $163.8 billion
• Experienced top 93.3 percent AUM growth compared to $1B+ RIAs with 57 percent AUM growth
• Has 54.4 percent of their assets with individuals
• Works with platforms including Ameriprise Assetmark eMoney Envestnet iCapital JP Morgan Orion and SEI Investments
• Cetera Investment Advisers has added 114 teams within the last year
• Cetera Investment Advisers has 323 teams under it
• Works with high net worth individuals
• Lists 79.2 percent of their SMA assets with Pershing
• Offers asset management business succession and charitable giving
• Advisory clients increased from 440,172 to 605,017
• Number of employees increased from 6,648 to 7,705
• Total AUM increased 56.8 percent from $104,468,595,111 to $163,792,814,520

Corient

Corient is a national RIA serving high net worth and ultra high net worth families with a focus on integrated wealth management, portfolio construction, and financial planning. The firm continues expanding through team additions and infrastructure investment.

Key insights

• AUM $143.6 billion
• Has 84.7% of their assets with High-net-worth individuals
• Works with platforms including: eMoney | Envestnet | Tamarac
• CORIENT has added 11 teams within the last year
• CORIENT has 37 teams under it
• Works with high-net-worth individuals & accredited investors & accredited investors
• Lists 58.4% of their SMA assets with Charles Schwab & Company
• Offers: Asset Management, Financial Planning, and Portfolio Construction
• Advisory clients decreased from 30,673 to 25,673
• Number of employees increased from 845 to 1,181
• Total AUM increased 21.5% ($118,191,936,095 to $143,628,532,902)

OneDigital

OneDigital operates as a diversified financial services firm with a strong retirement plan advisory footprint. Its advisory arm supports institutional and plan sponsor relationships while leveraging planning technology across its network.

Key insights

• AUM $142.6 billion
• Experienced top 85.4% AUM growth compared to $1B+ RIAs with 33% AUM growth
• Has 87.6% of their assets with Retirement Plans
• Works with platforms including: eMoney | Envestnet | PONTERA
• ONEDIGITAL has 5 teams under it
• Lists 47.7% of their SMA assets with Fidelity/Nfs
• Offers: Asset Management, Business Succession, and Charitable Giving
• Advisory clients decreased from 43,121 to 19,091
• Number of employees increased from 550 to 610
• Total AUM increased 33.1% ($107,102,338,153 to $142,602,344,768)

Cresset Asset Management, LLC

Based in Chicago, Cresset focuses on ultra high net worth families and family office style advisory services. The firm blends institutional investment access with customized wealth planning and alternative exposure.

Key insights

• AUM $71.9 billion
• Has 88.6% of their assets with High-net-worth individuals
• Works with platforms including: eMoney | Envestnet | Tamarac
• CRESSET ASSET MANAGEMENT, LLC has added 4 teams within the last year
• CRESSET ASSET MANAGEMENT, LLC has 18 teams under it
• Works with high-net-worth individuals
• Lists 54.6% of their SMA assets with Fidelity/Nfs
• Advisory clients increased from 4,495 to 4,644
• Total AUM increased 2.1% ($70,378,422,406 to $71,864,303,961)
• Number of employees increased from 402 to 468

Mercer Global Advisors Inc.

Mercer Advisors is a national RIA focused on high net worth individuals, offering integrated planning, tax, estate, and investment services across a multi office platform.

Key insights

• AUM $60.3 billion
• Experienced top 85.2% AUM growth compared to $1B+ RIAs with 33% AUM growth
• Has 80.2% of their assets with High-net-worth individuals
• Works with platforms including: eMoney | Envestnet | FMAX | PONTERA
• MERCER GLOBAL ADVISORS INC. has added 1 team within the last year
• MERCER GLOBAL ADVISORS INC. has 4 teams under it
• Works with high-net-worth individuals & accredited investors & accredited investors
• Lists 67.9% of their SMA assets with Charles Schwab & Company
• Offers: 529 Plans
• Advisory clients increased from 28,395 to 31,333
• Number of employees increased from 1,020 to 1,166
• Total AUM increased 32.9% ($45,350,198,548 to $60,256,270,580)

Kestra Advisory Services, LLC

Kestra Advisory Services supports independent advisors operating under the Kestra Financial umbrella. The platform combines advisory flexibility with centralized resources and technology partnerships.

Key insights

• AUM $60.2 billion
• Has 63.7% of their assets with High-net-worth individuals
• Works with platforms including: Assetmark | eMoney | Envestnet
• KESTRA ADVISORY SERVICES, LLC has added 30 teams within the last year
• KESTRA ADVISORY SERVICES, LLC has 211 teams under it
• Works with high-net-worth individuals
• Lists 100.0% of their SMA assets with Fidelity/Nfs
• Offers: Asset Management, Estate Planning, and Financial Planning
• Advisory clients increased from 96,465 to 103,878
• Number of employees increased from 1,266 to 1,299
• Total AUM increased 24.5% ($48,324,319,629 to $60,174,309,829)

World Investment Advisors, LLC

World Investment Advisors provides retirement plan focused advisory services and multi platform investment access across institutional and private wealth channels.

Key insights

• AUM $56.3 billion
• Experienced top 91.4% AUM growth compared to $1B+ RIAs with 49% AUM growth
• Has 81.6% of their assets with Retirement Plans
• Works with platforms including: eMoney | Envestnet | OSAIC | POTOMAC | Tamarac | VESTMARK
• WORLD INVESTMENT ADVISORS, LLC has added 1 team within the last year
• WORLD INVESTMENT ADVISORS, LLC has 3 teams under it
• Lists 53.2% of their SMA assets with Fidelity/Nfs
• Offers: Asset Management, Charitable Giving, and Estate Planning
• Advisory clients increased from 8,769 to 17,500
• Number of employees increased from 324 to 413
• Total AUM increased 49.1% ($37,759,764,327 to $56,284,395,644)

SCS Capital Management LLC

SCS Capital Management focuses on ultra high net worth families, endowments, and foundations, delivering institutional style portfolio management and planning services.

Key insights

• AUM $43.1 billion
• Has 62.1% of their assets with High-net-worth individuals
• Works with platforms including: CAIS | eMoney
• Works with high-net-worth individuals
• Lists 54.4% of their SMA assets with Fidelity/Nfs
• Offers: Asset Management, Estate Planning, and Financial Planning
• Advisory clients increased from 515 to 597
• Number of employees increased from 175 to 210
• Total AUM increased 8.8% ($39,641,140,653 to $43,134,668,533)

Beacon Pointe Advisors, LLC

Beacon Pointe Advisors is a national RIA serving high net worth individuals, institutions, and retirement plans with comprehensive planning and investment advisory services.

Key insights

• AUM $39.8 billion
• Experienced top 80.7% AUM growth compared to $1B+ RIAs with 27% AUM growth
• Has 74.9% of their assets with High-net-worth individuals
• Works with platforms including: eMoney | Envestnet | PONTERA | Tamarac
• Added 78 teams within the last year
• Has 72 teams under it
• Works with high-net-worth individuals
• Lists 78.0% of their SMA assets with Charles Schwab & Company
• Offers: Asset Management, Business Succession, and Charitable Giving
• Advisory clients increased from 15,047 to 18,642
• Number of employees increased from 500 to 600
• Total AUM increased 27.4% ($31,279,960,486 to $39,839,757,384)

Technology Adoption as a Strategic Signal

Technology stack adoption continues to shape how RIAs scale operations, recruit advisors, and deepen client engagement. Platforms using eMoney often signal a commitment to integrated planning workflows and holistic client reporting.

Understanding which firms adopt specific technologies, how fast they are growing, and where advisors are moving requires normalized advisor intelligence and continuous tracking.

AdvizorPro continuously monitors RIA growth, platform adoption, and advisor movement across the wealth ecosystem.

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